| F.109 Commercial Banking (1) | ||||||||||||||||
| Billions of dollars; quarterly figures are seasonally adjusted annual rates | ||||||||||||||||
| stock price direction | DOWN | DOWN | DOWN | UP | UP | UP | DOWN | UP | UP | UP | DOWN | |||||
| bond price direction | UP | UP | UP | UP | DOWN | DOWN | UP | DOWN | DOWN | DOWN | DOWN | |||||
| 2001 | 2002 | 2003 | 2004 | 2005 | 2005 | 2006 | ||||||||||
| Q1 | Q2 | Q3 | Q4 | Q1 | Q2 | |||||||||||
| 1 | Gross saving | 81.7 | 93.3 | 86.3 | 70.4 | 78.4 | 73.2 | 73.4 | 94.9 | 72.1 | 67.0 | 73.4 | 1 | |||
| 2 | Fixed nonresidential investment | 22.0 | 18.9 | 19.0 | 22.4 | 24.0 | 23.8 | 23.9 | 24.1 | 24.4 | 25.4 | 25.9 | 2 | |||
| 3 | Net acquisition of financial assets | 350.2 | 476.6 | 506.9 | 747.5 | 763.1 | 1034.3 | 785.0 | 826.6 | 406.4 | 852.8 | 941.4 | 3 | |||
| 4 | Vault cash | 2.9 | 0.5 | 0.1 | -6.4 | 8.6 | 38.7 | 5.9 | -15.4 | 5.1 | -5.0 | 2.5 | 4 | |||
| 5 | Reserves at Federal Reserve | -2.2 | 4.5 | 0.0 | 1.1 | -4.5 | -2.4 | -11.8 | -5.3 | 1.5 | -0.6 | -4.3 | 5 | |||
| 6 | Checkable deposits and currency | 1.1 | -0.3 | 0.0 | 1.0 | -0.5 | 0.5 | 0.7 | -2.1 | -0.9 | -1.4 | 0.0 | 6 | |||
| 7 | Total bank credit | 216.0 | 408.3 | 331.3 | 563.5 | 679.8 | 990.8 | 619.2 | 711.2 | 398.2 | 924.7 | 862.1 | 7 | |||
| 8 | Treasury securities | -21.9 | 43.2 | 3.0 | -22.8 | -13.0 | 36.0 | -44.9 | 11.8 | -54.8 | -30.5 | 39.7 | 8 | |||
| 9 | Agency- and GSE-backed securities | 55.6 | 140.5 | 83.6 | 96.9 | -6.8 | 95.5 | -63.3 | -55.4 | -3.9 | 154.5 | 162.4 | 9 | |||
| 10 | Municipal securities | 6.1 | 1.5 | 10.8 | 8.3 | 16.9 | 20.6 | 8.1 | 17.5 | 21.4 | 12.2 | 3.9 | 10 | |||
| 11 | Corporate and foreign bonds | 97.0 | -3.2 | 44.6 | 77.3 | 126.5 | 255.9 | 186.0 | 115.5 | -51.4 | 94.9 | 149.0 | 11 | |||
| 12 | Total loans | 71.3 | 225.2 | 193.2 | 405.0 | 558.0 | 588.5 | 533.3 | 621.0 | 489.4 | 696.1 | 503.6 | 12 | |||
| 13 | Open market paper | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 13 | |||
| 14 | Bank loans n.e.c. | -75.8 | -80.2 | -92.6 | 48.5 | 159.2 | 137.3 | 162.6 | 74.0 | 262.7 | 280.8 | 127.5 | 14 | |||
| 15 | Mortgages | 129.8 | 268.5 | 197.5 | 339.5 | 361.2 | 425.4 | 325.6 | 403.3 | 290.6 | 319.3 | 347.8 | 15 | |||
| 16 | Consumer credit | 17.4 | 34.1 | 52.8 | 34.9 | 2.8 | -5.5 | 16.9 | 81.6 | -82.0 | 45.0 | 2.4 | 16 | |||
| 17 | Security credit | 0.0 | 2.8 | 35.5 | -17.9 | 34.9 | 31.3 | 28.2 | 62.0 | 18.1 | 51.0 | 25.9 | 17 | |||
| 18 | Corporate equities | 0.2 | -0.6 | 2.3 | -0.2 | 0.0 | -0.9 | 4.3 | -2.3 | -1.2 | 1.9 | -2.9 | 18 | |||
| 19 | Mutual fund shares | 7.8 | 1.7 | -6.2 | -0.9 | -1.8 | -4.9 | -4.3 | 3.1 | -1.3 | -4.3 | 6.5 | 19 | |||
| 20 | Customers' liab. on acceptances (2) | -2.9 | 0.0 | -0.2 | -0.4 | 0.0 | 0.3 | 0.4 | 0.8 | -1.5 | 0.2 | -0.1 | 20 | |||
| 21 | Miscellaneous assets | 135.3 | 63.6 | 175.7 | 188.6 | 79.6 | 6.4 | 170.6 | 137.3 | 4.0 | -65.1 | 81.2 | 21 | |||
| 22 | Net increase in liabilities | 353.2 | 500.3 | 466.0 | 935.9 | 715.7 | 783.1 | 854.4 | 737.3 | 488.2 | 711.3 | 844.3 | 22 | |||
| 23 | Net interbank liabilities | -29.4 | 11.9 | -14.9 | 24.6 | 3.1 | -33.4 | 78.8 | -15.6 | -17.3 | -26.0 | -152.2 | 23 | |||
| 24 | To monetary authority | -1.0 | 0.4 | -0.7 | 1.2 | 0.0 | -9.3 | 2.5 | 5.4 | 1.4 | -5.0 | -1.8 | 24 | |||
| 25 | To domestic banks (3) | 17.2 | 7.2 | -4.4 | 15.0 | 9.7 | 33.6 | -37.4 | 1.4 | 41.1 | 25.2 | -0.8 | 25 | |||
| 26 | To foreign banks | -45.6 | 4.2 | -9.7 | 8.4 | -6.6 | -57.7 | 113.7 | -22.4 | -59.8 | -46.2 | -149.6 | 26 | |||
| 27 | Checkable deposits | 102.2 | -57.3 | 30.9 | 44.6 | -36.5 | 17.7 | -49.8 | -104.8 | -9.0 | 14.3 | 7.1 | 27 | |||
| 28 | Federal government | 45.3 | -16.4 | -0.9 | -3.2 | 7.0 | 25.3 | -36.9 | 13.7 | 25.8 | -61.3 | 63.4 | 28 | |||
| 29 | Rest of the world | -4.8 | -0.6 | 12.2 | 27.6 | 26.0 | -64.0 | 121.2 | 53.4 | -6.6 | 67.4 | 59.1 | 29 | |||
| 30 | Private domestic | 61.7 | -40.3 | 19.6 | 20.2 | -69.5 | 56.5 | -134.1 | -171.9 | -28.3 | 8.2 | -115.5 | 30 | |||
| 31 | Small time and savings deposits | 249.4 | 269.4 | 230.4 | 281.8 | 268.1 | 216.6 | 195.5 | 404.0 | 256.4 | 118.9 | 194.7 | 31 | |||
| 32 | Large time deposits | 32.7 | -2.8 | 18.8 | 186.3 | 229.8 | 210.9 | 179.4 | 337.1 | 191.7 | 325.2 | 291.9 | 32 | |||
| 33 | Federal funds and security RPs (net) | -42.3 | 115.5 | 67.6 | 4.1 | 116.6 | 163.1 | 122.0 | 119.7 | 61.8 | 131.6 | 145.2 | 33 | |||
| 34 | Credit market instruments | 52.9 | 49.7 | 49.2 | 77.7 | 85.1 | 149.3 | 47.1 | 82.8 | 61.2 | 62.5 | 195.0 | 34 | |||
| 35 | Open market paper | -8.3 | -2.5 | -6.3 | 10.6 | 4.0 | 27.1 | -7.3 | 22.5 | -26.1 | 6.6 | 47.7 | 35 | |||
| 36 | Corporate bonds | 37.0 | 22.0 | 46.9 | 58.3 | 56.7 | 79.3 | 30.8 | 38.2 | 78.4 | 47.2 | 90.6 | 36 | |||
| 37 | Other loans and advances | 24.2 | 30.2 | 8.5 | 8.8 | 24.4 | 42.9 | 23.7 | 22.1 | 8.9 | 8.7 | 56.8 | 37 | |||
| 38 | Corporate equity issues | -8.1 | -10.7 | -2.4 | 17.6 | -13.8 | -22.1 | 11.3 | -25.0 | -19.4 | -26.6 | -13.4 | 38 | |||
| 39 | Taxes payable | 2.4 | 2.6 | 2.9 | 3.2 | 3.4 | 3.3 | 3.4 | 3.5 | 3.5 | 3.6 | 3.7 | 39 | |||
| 40 | Miscellaneous liabilities | -6.5 | 121.9 | 83.6 | 296.0 | 59.9 | 77.7 | 266.7 | -64.3 | -40.6 | 107.8 | 172.4 | 40 | |||
| 41 | Discrepancy | 62.8 | 98.1 | 26.4 | 236.4 | 7.0 | -201.7 | 118.9 | -18.5 | 129.5 | -99.9 | -49.6 | 41 | |||
| Memo: | ||||||||||||||||
| 42 | Credit market funds advanced (4) | 205.2 | 404.4 | 299.5 | 582.2 | 646.8 | 965.6 | 591.4 | 649.2 | 381.1 | 876.4 | 832.5 | 42 | |||
| -1 U.S.-chartered commercial banks, foreign banking offices in U.S., bank holding companies, and banks in U.S.-affiliated areas. IBFs are excluded from domestic banking and treated the | ||||||||||||||||
| same as branches in foreign countries. | ||||||||||||||||
| -2 Included in other loans and advances (table F.216). | ||||||||||||||||
| -3 Floats and discrepancies in interbank transactions. | ||||||||||||||||
| -4 Total bank credit (line 7) less security credit (line 17) less corporate equities (line 18) less mutual fund shares (line 19) plus customers' liability on acceptances (line 20). | ||||||||||||||||
